In many families, support for a disabled child has always rested on the shoulders of the parents. But over the years, a reality sets in: parents grow old, sometimes become exhausted, and begin to think about the future. It is…
Living with a disability should never mean giving up a life rich in relationships, choices, and dignity. Yet too often, administrative procedures, waiting lists, or physical and social barriers take center stage. To refocus planning on the human aspect rather…
The Canada Disability Benefit (CDB) is a federal benefit intended for working-age persons living with a disability. Its purpose is to address the disproportionate level of poverty experienced by persons with disabilities and to improve their financial security. What is…
The Registered Disability Savings Plan (RDSP) is a valuable financial tool, but it is still not well known. Among the families I work with, many hesitate to make withdrawals for fear of losing grants or jeopardizing social benefits. Here are…
When planning for the future of a person with a disability, people often think of documents, accounts, and benefits. But a more human dimension, often overlooked, is nevertheless essential: the personal network. This circle of lasting relationships can sometimes be…
Talking about money isn’t just about numbers. It’s about security, dignity, freedom, and peace of mind. When you have a child or a loved one with a disability, this conversation takes on a deeply human dimension. You want to know…
Finandicap and its Team We are delighted to introduce Miguel Baril, the newest member of the Finandicap team. Holding a Bachelor’s degree in Business Administration with a specialization in Financial Planning from Université Laval, Miguel brings solid expertise in the…
Finandicap and its Team We are thrilled to present the new brand image of Finandicap, reflecting our commitment to providing a comprehensive range of financial services tailored to your specific needs. Beyond opening your RDSP, we now offer a broader…
For several years, in Australia, there has been the Disability Support Pension. It’s a concept comparable to what Canada wants to put in place in 2024. Let’s compare them. For who? In Australia: 3.7% of the population was a beneficiary…
Today, I would like to share with you some reflections on the Canadian Disability Benefit (CDB), for which the Parliamentary Budget Officer recently presented thoughtfully crafted scenarios. First and foremost, let us applaud this initiative that highlights the impact government decisions…