The Registered Disability Savings Plan (RDSP) is a valuable financial tool, but it is still not well known. Among the families I work with, many hesitate to make withdrawals for fear of losing grants or jeopardizing social benefits. Here are…
When planning for the future of a person with a disability, people often think of documents, accounts, and benefits. But a more human dimension, often overlooked, is nevertheless essential: the personal network. This circle of lasting relationships can sometimes be…
Talking about money isn’t just about numbers. It’s about security, dignity, freedom, and peace of mind. When you have a child or a loved one with a disability, this conversation takes on a deeply human dimension. You want to know…
Finandicap and its Team We are delighted to introduce Miguel Baril, the newest member of the Finandicap team. Holding a Bachelor’s degree in Business Administration with a specialization in Financial Planning from Université Laval, Miguel brings solid expertise in the…
Finandicap and its Team We are thrilled to present the new brand image of Finandicap, reflecting our commitment to providing a comprehensive range of financial services tailored to your specific needs. Beyond opening your RDSP, we now offer a broader…
For several years, in Australia, there has been the Disability Support Pension. It’s a concept comparable to what Canada wants to put in place in 2024. Let’s compare them. For who? In Australia: 3.7% of the population was a beneficiary…
Today, I would like to share with you some reflections on the Canadian Disability Benefit (CDB), for which the Parliamentary Budget Officer recently presented thoughtfully crafted scenarios. First and foremost, let us applaud this initiative that highlights the impact government decisions…
Socially, when we think of a disabled person, we often think of someone who uses a wheelchair or a white cane. At least, to a person who lives with a disability that is obvious, visible. However, for the Government of…
As you may know, since 2020, each member of the Finandicap team has been working from home. When you think about it, half of our team had to take paratransit to come to the office before the pandemic. Remote work,…
The one-time top-up to the Canada Housing Benefit will provide a tax-free payment of $500 to an estimated 1.8 million lower-income renters who are struggling with the cost of housing. This top-up is available to applicants with an adjusted net income below…