Our support service for obtaining or renewing the Disability Tax Credit (DTC)
The Disability Tax Credit (DTC) is a federal tax measure designed to offset the additional costs associated with a physical, mental, or sensory disability. It reduces the tax payable by people with disabilities or their caregivers.
Our commitment to you
We would be pleased to help you prepare your DTC application. We have developed resources to assist you in your meetings with healthcare professionals.
We have supported many individuals who thought they were not eligible for the CIPH and who ultimately succeeded in obtaining the credit. Recognizing the daily impacts of your limitations can make all the difference.
I would like to received assistance in obtaining the DTC
Don’t hesitate to book an appointment to benefit from our free assistance.
Why obtain the DTC?
The DTC offers many advantages; it is not solely intended to reduce taxes.
- Non-refundable tax credit: This credit reduces the tax payable by a person with a disability or their caregivers.
- Registered Disability Savings Plan (RDSP): The DTC allows the opening of an RDSP, a heavily subsidized savings tool essential for the financial security of people with disabilities.
- Canada Disability Benefit (CDB) : Starting in July 2025, low-income individuals will be able to benefit from this program, which offers up to $200 per month.
- Benefit for disabled children (PEH): A tax-free monthly payment made to families who support a child under 18 years of age.
- Other measures: A dozen other financial measures may also be available.
It’s important to understand that the tax credit isn’t just for reducing your taxes; it also acts as a key to accessing several government programs. Therefore, it’s essential to apply for it even if you don’t pay taxes.
Our guide to obtaining the Disability Tax Credit
We have developed a 3-step method to help you prepare for your CIPH appointments.
Three steps are proposed:
1- A meeting with a Finandicap representative to properly structure your request.
2- Identifying your limitations using our journal, which helps you cover all aspects of your disability.
3- A validation of your completed T2201 form before submitting your application to the Canada Revenue Agency.
Limitations in daily life must be related to a physical, mental, sensory, or social disability. It is important to emphasize that the Disability Tax Credit (DTC) is not granted based on a diagnosis, but rather according to the limitations observed in daily life.
Breaking taboos
The Disability Tax Credit (DTC) remains shrouded in taboo and misunderstanding. Many hesitate to talk about it or are unaware that they may be eligible, even for less visible conditions. This section aims to demystify the DTC, break the silence surrounding it, and remind people that this credit can open the door to other important programs for people with disabilities and their families.
I will be forced to disclose my condition, my disability FAKE
There is no labeling or disclosure requirement. No one can access your file or force you to disclose the reasons for obtaining your Disability Tax Credit (DTC).
Obtaining the CIPH will cause me to lose custody of my children because I will be disabled. FAKE
Discrimination based on disability is prohibited. Receiving the Disability Tax Credit (DTC) cannot be used against you to prevent you from having custody of your children. If you have a condition that prevents you from having custody of your children, receiving the DTC will not be used against you.
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The CIPH renders the person disabled. FAKE
The Disability Tax Credit (DTC) does not invalidate a person in any way. It acknowledges an additional difficulty in daily life and provides financial compensation. This compensation covers the additional costs incurred due to a disability, through a tax credit, an RDSP (Registered Disability Savings Plan), or a benefit.
I must have a visible disability to be eligible for the CIPH FAKE
Individuals with type 1 diabetes, severe ADHD, or autism spectrum disorder may be eligible for the CIPH (Centre d’Insertion Professionnelle Handicap – Disability Assessment Centre). The diagnosis itself is not important; what matters is demonstrating the impact of the disability on daily life, whether physical, mental, sensory, or social.
The healthcare professional must determine my eligibility for the CIPH FAKE
The role of the healthcare professional is to attest to the effects of your limitations, not to make a diagnosis to complete form T2201. They are not responsible for determining your eligibility; this task falls exclusively to the Canada Revenue Agency.
Frequently Asked Questions
It’s not the disability, diagnosis, or illness itself that makes you eligible for the Disability Tax Credit (DTC), but rather the long-term impact of the impairment on your daily life that determines your eligibility. Many people are unaware that conditions such as type 1 diabetes, autism spectrum disorder, or ADHD can make a person eligible for the DTC.
If you still have doubts about your eligibility, or if you simply want more information, please do not hesitate to contact us.
Yes! Regardless of your financial situation, whether you pay taxes or not, obtaining this credit is essential. It opens the door to several other programs and gives you the right to open an RDSP. The RDSP helps you secure your financial future or that of your child.
The Canada Disability Benefit (CDB) is a government benefit designed to reduce poverty among low-income Canadians with disabilities aged 18 to 64. It provides direct financial assistance of up to $2,400 per year. Payments to eligible recipients began in July 2025. The Disability Tax Credit (DTC) is used to
Canadians whose application for the Disability Tax Credit has been denied can follow up on their application using the following options:
- You can also file a formal objection to appeal the decision within 90 days of the Canada Revenue Agency mailing you the notice of determination. For more information about this process, see the page File a Notice of Objection – Income Tax on the Canada.ca website. The CRA reviews all disability tax credit applications it receives.
- You can call the Canada Revenue Agency (CRA) to ask any questions or to discuss your application. If you are in Canada or the United States, call 1-800-959-7383. From anywhere else, call 613-940-8496. The CRA accepts collect calls. If you are using a teletypewriter, call 1-800-665-0354 during regular business hours.
- If your medical situation has changed, request a review of your application. communicating in writing with the CRA. Include any medical information you have not already submitted, such as a new or updated medical report, or a letter from a healthcare professional who is familiar with your situation.
- Please note that form T2201 was amended in 2023. The questions were clarified, particularly those relating to “mental functions.” If your application was refused before this date, please feel free to resubmit it.
To learn more, see the page Disability Tax Credit on the Canada.ca website.
The law allows you to go back up to 10 years to recover money that belongs to you but that you never received. It’s time to wake up this money that has been lying dormant for too long and that is rightfully yours!